Worried about who’ll take care of you…in the future? Want independence and freedom of choice if you do need care?
Lockwood Long Term Care Solutions solves that puzzle with easily understood answers to your Long Term Care insurance and medicare supplement questions. We offer a vast array of programs, custom tailored to your individual wishes.
Let our family solve that puzzle for you. We’ll ask a few questions, give you a few quotes illustrating coverage, options and costs; we’ll offer you advice." No sales pressure, no annoying calls. If you're interested or have more questions, you contact us. It's that easy.
Who needs Long Term Care Insurance?
The chances of needing long term care are simple: 44% of folks reaching the age of 65 can expect to spend an average of 2.5 years in a nursing home. The current cost of that care is $334 per day or $123,420 per year. Long Term Care Insurance pays all or part of your nursing home stay as well as Assisted Living or Home Health Care so you can stay in your own home with supportive services. Long Term Care Insurance gives you those options. The most important thing is choosing the right plan for your individual situation.
Is it expensive?
It’s not as expensive as you probably think, considering the potential benefits and possible asset preservation. It offers you options and may be tax deductible depending on the plan chosen. To find out just fill out the brief form, or call if you prefer.
When is the best time to buy?
Sooner rather than later. And for good reason. Rates will be much less and coverage easier to attain if you apply while still in relatively good health. The average age of attaining coverage is 61, so if you’re in your 50’s to your 70’s now’s the time, at least to take a look.
Long Term Care is a complex world, let our expertise help guide you through it.
Click here to read more about Long Term Care.
Lockwood Long Term Care Solutions. Experience that counts.
Relax, you’ve got a specialist. Call Scott Lockwood direct at (631) 539-7177.
Do I need a Medicare Supplement?
Medicare is an essential part of every Senior's health planning, but it was never intended to provide for all your healthcare expenses. Escalating healthcare costs continue to leave many expenses that Medicare does not cover. Unless you have supplemental insurance coverage, these expenses come out of your pocket.
Choosing a Medicare Supplement?
Medicare Supplement insurance policies are the same by law. Depending on the plan you select, coverages pay various Medicare deductibles, coinsurances, and other medical expenses not covered by Medicare. However, insurers' rates and services vary, which makes it very important for Seniors to shop carefully to get the best value for their dollars.
Lockwood LTC offers 10 of the 11 standardized plans: A, B, C, D, F, F+, G, K, L and N. A representative can help you choose which plan best suits your needs for the long term.
Who's eligible for coverage?
If you are age 65 or older and enrolled in Medicare Parts A and B, you are eligible for Medicare Supplement coverage. You are also eligible if you are under age 65 and qualify for Medicare due to disability.
When to purchase?
If you are 65 or older and still working, you may want to wait to enroll in Medicare Part B if you have health coverage through an employer or union based on your (or your spouse's) current or active employment.
Are you a healthy Medicare Beneficiary?
Contact Lockwood LTC to see how you can save thousands on your supplement policy. Click here to see just how much you can save.
Lockwood Long Term Care Solutions Inc.
253 Melbury Road
Babylon, NY 11702
NY license #LA-1159503